8 Passive Income Ideas to Make You Money in 2022

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8 Passive Income Ideas to Make You Money in 2022

When people think of passive income, they often assume it’s something that requires years of hard work and thousands of dollars to set up. 

The truth, however, is that you can start making money passively much sooner than you think with many of these simple and effective business ideas. Here are eight passive income ideas to make you money in 2022!


Passive income is money that just shows up in your bank account month after month while you’re sleeping. It’s reoccurring income that takes little or no effort on your part to earn and maintain.  

When properly executed, passive income streams can give you a guaranteed flow of income regardless of whether you stick around at your job, quit working altogether, or even travel across continents. If a plane crashes over Morocco tomorrow, my business will continue uninterrupted because I have built-in passive sources of revenue that aren’t reliant upon me. What makes something truly passive? Shouldn’t there be some sort of work involved? No… not necessarily.


If you’re wondering how many passive income streams you should have, that is a great question. There isn’t a right or wrong answer because it will depend on your appetite for risk, your financial situation, and other factors. But, it’s important to know that having more passive income streams will help diversify your portfolio and could reduce your chances of being affected by anyone single risk, such as an economic downturn.

 If you’re someone who wants to minimize risk and maximize returns, having more than one passive income stream is probably a good idea. While it can be difficult and time-consuming to create additional streams beyond your main business, it’s important that you do so if you want your income to have a greater chance of surviving an economic downturn. Being able to take time off without worrying about whether or not your income will continue growing is also very attractive.

Here are the best passive income ideas to help you earn money while you sleep:

1) Create your own content

It’s no secret that content is king on social media. If you want to gain an engaged audience, you need a steady stream of high-quality, engaging content. But if you’re looking for passive income ideas for 2022, creating your own content may be a smart investment of your time. Building up an audience on a platform like YouTube or Instagram is tough without prior experience and marketing budgets.

 For a passive income idea that doesn’t take a lot of time, building up your own following on social media can be an effective use of your time. 

If you’re able to create engaging content—whether it’s video, photos, or writing—it could prove valuable to businesses who are looking for marketing assistance. And if you find an audience that loves your work, you could also monetize by selling advertising space on your account or through affiliate marketing agreements.

2) Sell your crafts online

Making crafts and selling them online is a great passive income idea. There are people out there who will pay money for handmade items that they can’t get at their local shops. And no, they aren’t necessarily looking for crafts made from pre-fabricated kits you can purchase at your local craft store. They want something different and unique—and may be willing to pay handsomely for it.

 Websites like Etsy and eBay offer a wide range of options, but if you want to create something truly one-of-a-kind, you’ll need your own site. This is a great passive income idea because once you set up your online store, it can generate money for you when you aren’t working on it—even while you sleep! Whether or not crafts are your thing, there are other types of creative businesses that can help bring in some extra cash.

 If you love writing, why not offer your services as a freelance writer? If you’re not a natural-born writer, it may take some time for you to develop into a good freelancer, but once you get there, it can be very lucrative. If nothing else, you can use your articles or blogs as lead generators for other types of income.

3) Open an online store

Starting a virtual store is an easy way to make some side cash—it’s a great way for stay-at-home parents and retirees, or anyone who wants to make money online, to build their income. This can be as simple as selling things you find on Facebook or at garage sales online. Once you build your online store, you can sell products by writing articles or doing affiliate marketing.

 More experienced online business owners may want to try dropshipping. This allows you to purchase inventory from a vendor, then sell it on your own website. For example, say you find an item for sale at Walmart for $1 and you buy it from their website. On your site, you’d list that item for $3 and pay an additional shipping fee (let’s say 50 cents) for each product sold.

 This can be a great way to get started with an online business because you’re not spending any of your own money. Instead, you’re paying for items out of pocket, then selling them for a profit on your site. As long as you only pay for what you sell (plus shipping) and don’t invest any more money than that, it’s a great option.

4) Affiliate marketing

In affiliate marketing, you earn a commission by promoting someone else’s product. Sites like LinkShare let you publish ads for products on your website and pay you a percentage when a visitor clicks through your link and buys something. Other sites, like Amazon Associates, let you advertise products from other companies on your site. If visitors click through and buy something from that company, then you can earn advertising fees.

 There are a few downsides of affiliate marketing, though. By promoting someone else’s products you could earn less money than if you created your own product or service to sell directly to customers.

5) Affiliate links on a blog

If you’re serious about making money online, you need passive income. The best way to do that is by using affiliate links on your site. Get a commission each time someone buys a product or signs up for a service you recommend. If someone clicks through your link and buys something, you get part of that sale, usually between 2% and 50%.

 For example, if you recommend e-commerce software and someone buys it through your link, you’ll get a commission. On top of that, you can use that same link with different products on other pages of your site and make a commission on each sale.

 The best way to use affiliate links is through a recurring payment. That way, you get paid even if people forget about their purchase. It also gives you an incentive to keep recommending products because you’ll make more money each time they buy something.

You can use an affiliate network like Amazon Associates or ShareASale (or another service) to handle payments, subscriptions, and other technical aspects of turning your recommendation into profit.

6) Invest in real estate

Many people consider investing in property an ideal passive income stream because you can manage it from anywhere. The truth is, it’s also one of the most difficult to get started with because of various restrictions and requirements. Property financing can also be more expensive than other options. However, if you are looking for a passive income stream that has a potentially higher return on investment compared to traditional options, real estate investing may be your perfect solution.

 Whether you are looking for a vacation home, an additional property to rent out, or a way to buy your first house, there are ways to invest in real estate even with very little money. There are also plenty of other ways to invest that don’t involve owning your own home. For example, you can get involved as a wholesaler and act as an agent for your local real estate agency.

7) Invest in peer-to-peer lending platforms

Peer-to-peer lending platforms connect lenders and borrowers and allow them to invest money into each other’s loans. These online platforms can be a great source of passive income, depending on how much time you’re willing to spend on them. One popular platform is Prosper, which allows investors and borrowers to track each other through their unique login ID. If you’re interested in peer-to-peer lending, I suggest starting with Prosper.

 Peer-to-peer lending platforms can be a great source of passive income. The idea is that both investors and borrowers are looking for someone else who will fund their loan, so you don’t need to worry about finding people with whom you want to do business. There are some sites that even allow investors to track each other through unique login IDs, which can provide added transparency for lenders and borrowers alike. Prosper is one popular peer-to-peer lending platform.

8) buy discounted gift cards and resell them

If you’re a frequent online shopper, buying discounted gift cards at sites like Raise and Cardpool can save you money on purchases at Amazon, Macy’s, Kohls, and other retailers. Note that some card deals don’t include shipping fees, so make sure to factor that into your pricing research.

 Once you buy a discounted gift card, check its value at sites like Gift Card Granny or Raise to determine whether it’s worth holding onto for a few months. If it isn’t, post your card on an online marketplace and sell it for 80-95% of its value.

 Every week, check sites like Swappa and eBay for discount gift cards, too. While they may not have discounts as steep as those you’ll find at Cardpool or Raise, they’re still worth buying if you plan on using your gift card within a few months.

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